All Posts in "Ronnie Jackson"

How To Prepare For A Mortgage

Getting a mortgage for a home will always be a big decision to make and for most people buying a home will be the biggest purchase that they make throughout their entire lifetime. While finding the perfect house for you and your family is one stressful part of being a homeowner, getting your home financed can sometimes be even more stressful. Fortunately, there are certain things that you can do to prepare to apply any kind of  mortgage loan programs plano tx that could make the process go a lot smoother. One of the worst things that you can do when applying for a mortgage is to be unprepared so here are a few things to keep in mind.

How To Prepare For A Mortgage

Know Your Limits

Whether the market is rising or falling when it comes to the prices of homes in the United States, it’s important to know just how much of a loan you can qualify for when purchasing a home. Many lenders use a similar formula when it comes to calculating how much they would approve a loan for that states that your mortgage shouldn’t be more than 28% of what your gross income is. In addition, your revolving debt payments including the proposed mortgage shouldn’t be more than 36% of your total gross income. While this rule isn’t steadfast, it’s a good guideline for figuring out what kind of mortgage you may want to ask for.

Have What You Need

When you are applying for a mortgage, there will … READ MORE ...

Ronnie Jackson by — August 15, 2018 in Venture Capital Loans
ELSS: The Wise Investment

ELSS: The Wise Investment

With the ever-increasing expenses, we often tend to look for a second income. It is these alternate incomes that allow us to have all the luxuries and comforts of our life. The market today is flooded with various financial instruments that appear lucrative to every investor. However, it is imperative to choose the one that is in sync with one’s financial goals and objectives, and that’s where the Equity Linked Savings Scheme (ELSS) come to the forefront.

What are ELSS?

Equity-linked savings scheme popularly known as ELSS are close-ended, lock-in period of 3 years diversified equity schemes offered by mutual funds in India. They offer tax benefits under the new Section 80C of Income Tax Act 1961.ELSS can be invested using both SIP (Systematic Investment Plan) and lump sums investment options. There is a 3 years lock-in period and thus has better Liquidity compared to other options like NSC and Public Provident Fund. ELSS is considered one of the best tax saving instruments.

Why should you invest in ELSS

1.Shorter lock-in periods:

The best part about investing in ELSS is the, among all the tax-saving schemes, they offer the shortest lock-in period. The three year lock-in period allows the investors to save and earn good interest on their finances. It also offers the investors the liberty to update their portfolios from time-to-time to make the most of the current market trend.

2.Plenty of options:

The ELSS also presents its investors with a plethora of options to invest in. Each option … READ MORE ...

Ronnie Jackson by — August 14, 2018 in Capital Investment

Types of short term loans

The loans paid in less than a year are known as short term loans. The short payment period term the possible sum of money you can borrow. Usually the possible amount of money you can apply for short term loan is $100 to around $1,000. Therefore, for small or emergency expenses short term loans are good decision. Short term loan is the best solution if you find yourself in a critical financial situation.

You can refer Short-term loans either to personal needs or to business purposes. In the first case, these loans cover any personal or emergency expenses between paychecks, health care or education needs, or even for vacation. Also, short term small loans online support business needs such as startup or a new plan funding and any emergency expenditure

Basically, small term loans have high interest rate. It covers a risk related with assure you with a loan. Always try to avoid falling into a trap is assemble payments on time and not skipping them.

While looking through the source of short term loans, it is important to remember that some source of loans will be suitable for some businesses, but not for others. When starting new businesses, some banks will give only shorter term loans, because longer terms loans are more risky than short term loans.

Like traditional long term loans, short-term loans normally require applicants to pay interest on the principal proceed, and usually involve smaller cash amount and shorter refund periods. Furthermore, short-term loans can … READ MORE ...

Ronnie Jackson by — August 11, 2018 in Venture Capital Loans

Do you have an email marketing strategy in place for your small business? If you are a really small business, you might not think that email marketing is for you. Truth is that all email marketing is for you. Email marketing has been and will continue to be an effective means of marketing to potential clients and current clients.

5 Email Marketing Services for Small Business

More than 3.7 million people worldwide use email and we are willing to bet that some of those people are in your target audience. If you think that email marketing is a thing of the past, think again. If you look back over the past year, it isn’t unlikely that you’ve been in your email, saw a note from a list you’d subscribed to and clicked through to make a purchase of a product you’d forgot in your cart.

Email marketing is sophisticated these days and that means that you have to use the best email marketing services for small business to help you stay afloat when you are working toward your goal or email marketing mastery.

With all of the options that you have for email marketing services, how do you know which ones are the best? Which ones are going to allow you to get the best results? There are a lot of great options out there and we are going to go over 5 with you today.

1. Constant Contact

One of the largest and fastest growing email service providers online, Constant Contact is one of the … READ MORE ...

Ronnie Jackson by — August 8, 2018 in Small Business Investors

Most of the people still think that at an early age, planning for retirement is not a priority. However, those who ignore it, generally regret in the longer run. It is very important to choose the right pension plan to ensure a happy life for oneself and for the family members. We are living in a time where the life expectancy is increasing along with the cost of medical healthcare. Thus, making the right decision about the best possible pension plan has to be the priority.

Following are the top five tips for choosing the perfect pension plan

  1. Start early:

The first question that comes to the mind is how early you should start with the pension policy. The right answer will be the moment you get your first salary. It is never too early to plan for the future. You have to set aside some funds for the rainy day and believe us they will come. As the time passes by and your income increases, you should increase the contributions to the pension plan as well.

  1. Diversify:

It is never a wise decision to invest all your funds at one place. Choose different methods of investing under the pension plan. You can either read about it online or take help of a financial advisor. If you are not good at managing funds, latter will be the better choice. It is always good to take help from an expert to avoid any long-term or even short-term loses in … READ MORE ...

Ronnie Jackson by — July 20, 2018 in Venture Partners