All Posts in "Capital Investment"

Differences Between Speculating and Investing

The aim of both a speculator and investor is to come out profited from the market. The rate at which either of them can take risk is the difference between them. As an individual, the moment you take out money from your pocket intending to get a return, you are automatically an investor. For better understanding and for us to know the difference between the two of them, we shall be explaining them separately.

Investing

Investing has different faces; it’s in the form of monetary, time, or energy-based. You can understand investing in different ways, but as far as the fx market is concerned. Investing is the same as buying and selling securities such as bonds, stocks, mutual friends, and some other financial products that exist in the market.

At any time an investor wants to perform any transaction in the market, they are always optimistic, and expect good results on their capital by taking on an average or below-average risk. The reward they will receive looks like the underlying asset that could appreciate, interest payments, or in the full report of their spent capital. If we take a broader look into the nature of an investment, we will see that it’s the same as an act of buying and holding an asset for a long term result.

Speculating

Speculating looks like an exact opposite of investment. It is a way of putting money into a financial endeavor, which can lead to a high probability of failure. It’s not that … READ MORE ...

Ronnie Jackson by — January 22, 2020 in Capital Investment
Complete Guide to Buy Now, Pay later, Financial Packages Without Credit Check

If you are thinking of making a large purchase and do not have enough money to buy it, then buy now pay and then a financial plan will be good for you. You don’t even have to worry about making payments through installments for a year or more.

You can find exceptional financial plans that offer interest-free periods and 90-day programs that interest you.

Understand this financial plan

If you think about electronic goods or household appliances then you will definitely find a variety of buy now and pay for the package later. Even though it sounds good, there are a few things you should know about them. If you don’t choose the package correctly, you might pay a large amount for financial costs. You will be given a short credit application when you go for this plan that you need to fill out and send.

If the application is approved, the item would be delivered to you and you will have to make the payments to the lender and not to the store.

Things to take consider

There are a certain plans where you would be given an interest free period. But once that period is up, the interest rates will shoot up and you will be accumulating a huge interest rate with each passing day. If you do not make the payment in full before the end of the interest free period, you will be paying very high charges. These plans are not great if you are not … READ MORE ...

Ronnie Jackson by — January 19, 2020 in Capital Investment
Customer Service + Longevity

Trying to get new customers is a full-time job. Potentially, prospective customers are everywhere, but getting their interest and attention can be extremely time consuming. Sometimes there isn’t much time left over to focus on other customer service and sales related aspects of managing your business. One strategy many businesses use is to try to obtain repeat business from former or existing customers. It’s far easier to get a sale from someone who has already purchased from you, especially if they had a great experience

Customer Service + Longevity

When Was The Last Time You Checked On An Old Customer?

Existing customers can easily get lost (and forgotten) in the shuffle when a business is trying to grow. Unfortunately, when we lose an existing customer for a new one, we haven’t gained anything. We have however, lost time, money, and effort by letting one get away. With every customer that goes somewhere else, their investment (in you) goes with them. They will also be the hardest customer to get back. In Entrepreneur Magazine, Gary Vaynerchuk’s blog reminds us of the difference between farming and hunting when it comes to repeat customers,

“Farming is focused on nurturing your customer through a caring relationship. Hunting is trying to close another deal…”

Retention

In a challenging economic environment sometimes all you can hope for is retention, when it comes to market share. Customers will only be loyal to you if you are loyal — and attentive, to them. A loyal customer base is what creates the foundation … READ MORE ...

Ronnie Jackson by — October 23, 2019 in Capital Investment
Alternatives and Tips for Working Capital Financing by Banks

Canadian business owners and financial managers who seek finance by banks or other sources generally experience growth in sales and profits. That’s the good news, which of course is offset by the fact that this type of success requires additional working capital.

Liquidity has become the name of the game and ‘money is king’ even today never seems like an old-fashioned cliche? . A recent study by the Conference Board of Canada shows that the main concern of business owners is working capital cash flow. (Also referred to as ‘regulatory and competition issues’)

Alternatives and Tips for Working Capital Financing by Banks

So you have assets … but can those assets generate cash flow by banks or other alternative sources.

For working capital needs, this is all about ‘current assets’ which includes receivables and inventory. When you invest in these two assets to generate sales, your working capital needs increase, and your ability to manage and hand over those assets plays a key role in the provision of working capital by banks, and non-bank institutions.

You don’t need to be afraid to get into traditional or alternative working capital solutions if you have managed your current assets correctly – you only make money for liquidity, and that is rarely a bad thing.

So, Canadian chartered banks are the solution for your needs. Maybe, maybe, maybe our answer, which means that if your company is able to meet the bank’s criteria for a revolving credit line, your needs can usually be met. What is even more concerning for our clients … READ MORE ...

Ronnie Jackson by — October 11, 2019 in Capital Investment
How to Invest Into Initial Public Offering and IPO Investments

Are you wondering which portion of the current marketplace is the most profitable area of the market to place your funds? If you are searching for the areas of market that holds the most promise for investors, you should certainly be investigating the potential of initial public offering/IPO opportunities.

How to Invest Into Initial Public Offering and IPO Investments
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As you likely already know, IPO stocks present a very unique opportunity for anyone who is investing into the open market. If you have the opportunity to invest in one of these stocks, you will be able to purchase the investment before the rest of the market has found the opportunity to do so. For this reason, you can be sure you are entering the stock at a very good time, for the company is about to experience a fairly large surge in the amount of a recognition it receives from the overall marketplace.

Even though the IPO stocks are generally a fairly decent investment when it comes to the timing of your purchase, you should still investigate a few factors to ensure you are entering a valuable investment. The basic premise of your research will be based on uncovering whether or not the stock is being sold for two high of a price and whether or not the stock will increase in value over time.

As you may already know, IPO investments are often the most difficult investments to assess. On many occasions there is a limited amount of information relative to the company’s operations, as well as … READ MORE ...

Ronnie Jackson by — August 24, 2019 in Capital Investment